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CHEAP COMPREHENSIVE INSURANCE

Started by orangeLJ , May 16 2006 01:14 PM

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49 replies to this topic

#26 orangeLJ

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Posted 20 May 2006 - 11:59 AM

I was just wondering what everyone else paid for their insurance?? so if anyone who wanted to could post their make, mods and insurer plus the price they pay and their state, could be helpful to alot of other people. Could start an "insurance guide for torry owners." Im assuming the majority of people on here are with shannons.???.....
Cheers Chris.

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#27 _CHOPPER_

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Posted 20 May 2006 - 12:17 PM

I will be using Shannons for both of my Torries. They don't mind 40 year old farts like myself who have other vehicles as a daily driver.

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#28 orangeLJ

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Posted 21 May 2006 - 07:30 PM

Had a bit of a waffle on with my ma last nite and discovered that i only pay 300 dollars for my insurance... not 400, so its an even sweeter deal. if oyu dont want salvage rights then its like 90 dollars cheeper still. cheers, Chris :rockon:

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#29 LOWS2

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Posted 22 May 2006 - 09:02 AM

I pay $230 for $6,000 Agreed Value, Salvage Rights, Mags and Full Exhaust System. I am hoping to up my agreed value to around $7,000 - $8,000 with the amount i have spent on her in the last few months and what i am going to do to her in the next few months.

Cheers,
Mick

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#30 _NVMYLH_

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Posted 22 May 2006 - 10:27 AM

Hi guys, i'm actually with GIO/Suncorp but was only able to get 3rd party for $175 (not complaining about the price!). They said you were only allowed 3 engine mods, alloy wheels would not be covered. I rang them a fair while ago about putting my rb30 in and they said they wouldnt touch me after that. I'm definately checking up soon, plus they gave me a rating 1 to start with.

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#31 makka

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Name:Cohen
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Posted 22 May 2006 - 12:37 PM

I know who I am gonna ring when it comes time to renew my insurance

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#32 _JBird_

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Posted 22 May 2006 - 11:08 PM

Ive been quoted 700 for third party fire n theft by just cars, LJ 202 XU1 replica, nothing flash. i think it was about 2000 for full comp - thanks for the info, ill be goin to GIO too =D

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#33 MRLXSS

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Name:Matt
Location:Upwey, Melbourne
Car:355 LX Hatchback, DeLorean DMC-12, LX SS Hatch, VY Cross8 Crewman
Joined: 09-November 05

Posted 23 May 2006 - 12:44 AM

i got my Insurance for the HQ today..

$6000 Coverage
Full Comprehensive
450 Excess + 400 for me being under 25
Unlimited Mods
Unlimited KM's

All for only $238!

I am stoked, and to have full salvage rights its an extra $65

And also for poor people like me i can pay monthly installments, which works out to only cost me $5 more

Thank you so much whoever started this thread! You have saved me a lot of money. Also the people on the phone were very polite and easy to talk to

13 10 10 is the number!

Might have to get the torry under the policy as well!

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#34 _Oldn64_

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Posted 23 May 2006 - 03:42 AM

I use torque underwriting but have been doing so since I was 13. They insure me for race conditions and give me salvage rights. I cannot tell you how much each car costs as it is a package and thus I have reached there limit that I can keep insuring cars and the moneys do not go up. They also do layup insurance (READ during building of the show car) against all manner of things. I will nto go to any other insurer, they have been fantastic!

Cheers

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#35 orangeLJ

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Posted 23 May 2006 - 10:25 AM

Was pretty stoked to hear that i helped some people out. After reading some things about insurance in another thread, i got a bit worried bout my insurance (due to mods etc) so i rang up and just as 253ToranaSS the people on the hpone are hell nice, and know what they are on about, not like the normal... "well thats not my department, or please hold" crap that you normally get fed. Turns out im sweet, told them about my new HPC coatd extractors, triple carbies and plans to upgrade my brakes and wheels, but thewy said it was all sweet. So its fair to say im fairly happy! aslong as i get my diff swap (commodore diff with rewelded mounts etc) engineered (only if required by law) im sweet. !! just thought id put in my two cents ... for like the 10th time in the thread i started...oops. HA
Cheers, Chris :rockon:

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#36 _uppy_

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Posted 23 May 2006 - 02:36 PM

orangelj - one word - LEGEND!

Edited by uppy, 23 May 2006 - 02:37 PM.

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#37 orangeLJ

Yes, yes I do post alot!

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Posted 23 May 2006 - 03:14 PM

im so proud :spoton:

THNKS uppy, just glad i could be of some help. i rant and rave and often waffle alot of shit but i can be useful! Ha.
Cheers, Chris :rockon:

Do you think GIO will give me a discount for recruiting people to their insurance? HAHA that'll be the day.

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#38 LOWS2

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Posted 23 May 2006 - 04:54 PM

Totally agree with the customer service thing orangeLJ said, i was talking to them for about 20mins throwing all these "hypothetical questions" at her and she always had an answer or got her supervisor to double check. I dont think they really have prob with the mods from what she told me just when they are illegal or out weigh the value of the car is when it gets dicey. I upped my agreed value to $8,000, got salvage rights and told them about a few other things that may be happening and they were sweet as.

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#39 _Chamois hatch_

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Posted 23 May 2006 - 06:11 PM

finally an honest insurer (well lets hope so) so this insurance only applies for cars which are 30yrs +? looks like i'll have to wait a couple years before i can insure the hatch properly.....till thenn i wont leave it anywhere un attended as its waaaaaayyyyyy underinsured now.....

thank god for this thread. good work

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#40 _G-Train_

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Posted 24 May 2006 - 12:15 PM

I went through Suncorp and got the 2 door LJ, 202, Stge 3 YT, extractors, exhaust, 465 and buckets and got it for $235.

2 Problems though.....

1 - Excess is $800 + $400 = $1200
2 - No Salvage Rights(They are negotiable with the assessor at the time)

Im in QLD so can't get GIO.

Does anyone in QLD get a better deal.

PS - Best thread EVER!!!!!

OrangeLJ FTW!!!!!

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#41 knoath

far.... FAR

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Posted 24 May 2006 - 01:10 PM

Great stuff OrangeLJ, got a quote for the Hatch for next year..... made me very happy!
Top job

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#42 _Oldn64_

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Posted 24 May 2006 - 04:00 PM

I went through Suncorp and got the 2 door LJ, 202, Stge 3 YT, extractors, exhaust, 465 and buckets and got it for $235.

2 Problems though.....

1 - Excess is $800 + $400 = $1200
2 - No Salvage Rights(They are negotiable with the assessor at the time)

Im in QLD so can't get GIO.

Does anyone in QLD get a better deal.

PS - Best thread EVER!!!!!

OrangeLJ FTW!!!!!

Check out torque underwritting. very very good, not sure on pricing etc to you.

Cheers

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#43 shanegtr

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Name:Shane
Location:Tom Price, Pilbara WA
Car:LJ 2 door
Joined: 10-November 05

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Posted 25 May 2006 - 10:25 AM

I never thought those 3 words would go in the same sentance "cheap, comprensive and insurance"

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#44 _BCR42Y_

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Posted 25 May 2006 - 08:47 PM

I just got my quote from GIO $337.15, i cant Bucken beleive it, i pay that much a month for my clubbie!

Insured for $15k, salvage rights, unlimited mods as it is a Veteran/Classic car, as long as they are legal!

Am going to organise the Policy ASAP!

Go GIO go!

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#45 _Lostit_

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Posted 03 June 2006 - 02:23 PM

Was checking my policy for the little rx.

Yeah with GIO vintage and veteran full comp:
Modifications: SBC,9 inch diff , 15 inch rims, engineering papers
Agreed value $25,000
Excess $450

Amount payable since i have to pay in 1 weeks time $307.10

Oh and i did take photos and stuff so they could verify you never know if they changed there minds . I love it !

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#46 _pallbag_

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Posted 03 June 2006 - 05:52 PM

I am with Vigilins,

approx $310-340 p.a.(dont have papers with me)
Agreed value, Full comprehensive
Mods OK - as long as they know about them
Any age drivers (Excess increases depending on the age)

Suncorp wouldnt quote me about 3 months ago ????

Was with Shannons - reason for change was Vigilans offer roadside assist.

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#47 _youngy_11_

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Posted 29 July 2006 - 04:15 PM

I was just reading through this post, good stuff Orange LJ (for the 20th time)
The only thing i have to clear up is, does the car have to be 30yrs old to classify??

Won't really affect me as mine 11/77 and thats about when i want it done by.

Thanks ryan

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#48 _scooter_

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Posted 29 July 2006 - 04:38 PM

I just renewed the insurance on my 73 Bathurst xu-1 for 80K and it cost me just under $800.00 and you can pay monthly if you like...I have a 65% no claim and get salvage rights. I didn't bother shopping around as I'm happy. I had to laugh when I first rang to insure the car I spoke to a young fellow and told him what I had he had no idea what a 73 Bathurst was....I told him to go find someone over 50 as they would know what I have. Short time later he came back on the line and said no probs with 80K. It was really funny as he had no idea what an xu-1 was.

scooter :spoton: