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No more repairable write offs?


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#26 _beergut_

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Posted 09 April 2010 - 01:23 AM

It would be a good idea if there were 3 types of writeoff :

Statutory writeoff - so badly damaged that it cannot be repaired and reregistered.
Repairable writeoff - mechanical/structural damage that can be safely repaired
Financial writeoff - miscellaneous damage that is not financially viable for the insurer to repair.

So under the new rules the first category would remain as is and won't affect anything.

The second category should see a reduction of the number of cars being written off by the insures since (as stated on here already) they won't bring as much money in the auction when they are only good for parts. (This may mean an increase in insurance premiums though.) So this means less new cars being bought to replace the damaged ones (better for the environment). It should also eliminate those dodgy unlicensed backyard repairers that buy wrecks and do a quick-fix to make a quick buck (yes I am looking at you orangeLJ - haha just kidding I'm sure you do a great job of your repairs - wish I had time, tools and space to do the same)
Also as stated already it should mean that damaged donor cars for our projects should be cheaper to buy at auction Posted Image

The financial writeoffs under this new rule is a joke. There should be an exclusion for these, otherwise it will also push insurance premiums up and mean we may be junking a perfectly good car - which is bad for the environment.


there are or where last i worked in the industry
stat write offs= never to be fixed screw driver through the id plates
repairable write off=can be fixed id plates untouched
i think they had economic write offs too but these may have merged into repaiarable when the write off registery came into effect

#27 orangeLJ

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Posted 09 April 2010 - 12:16 PM

Put it this way, I bought my VT commodore as a "repairable write off"

payed 3k for it when VTs were still getting 8k easy.

It was a flood damaged car, had been fully detailed inside and out and was in perfect working order.

I had to take it to an RTA inspection station and have them inspect the car before I was able to get it blue slipped and registered.

They basically took it behind closed doors, but I managed to have a peak at them, all they did was check for rust etc in structural areas (chassis rails etc) and then left it there for 20 minutes and made me wait.

I thought the idea of this process and blue slips was to stop dodgy repairs?

maybe if they fixed the registration system then there couldnt be supposed "death traps" on the roads?

In all honesty though, how many people die from dodgily repaired vehicles each year? drink driving kills more and its met with a slap on the wrist, but dodgy repairs require new legislation! WTF!

#28 TerrA LX

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Posted 09 April 2010 - 02:31 PM

It would be a good idea if there were 3 types of writeoff :

Statutory writeoff - so badly damaged that it cannot be repaired and reregistered.
Repairable writeoff - mechanical/structural damage that can be safely repaired
Financial writeoff - miscellaneous damage that is not financially viable for the insurer to repair.



Maybe the line has been too blured between repairable and financial.
Maybe this new rule will stop the $4000 rear bumper repair.

#29 _torana_umunga74_

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Posted 09 April 2010 - 02:45 PM

now THATS the problem. panel beaters quoting as high as they can before writing anything off, unless its actual panel beating. all they want to do is replace bits.

#30 _LH SLR 3300_

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Posted 09 April 2010 - 05:56 PM

It's not entirely the smash repairers fault. For example, NR*A, the largest motor insurer in the country with over 60% of the market share have a system in place where repairers have to quote either on line or at an NR*A centre using a scope of work determined by NR*A. AAM* have a similar system too. Any car over three years old is also deemed "suitable for recycled parts" & they will not allow new genuine parts unless you can prove they can't be obtained. Usually, it's the cost of the parts required to repair a car that makes up the majority of the cost to repair them & most repairers will only make around 10% on these. Smash repairers make their money from labour sales, ie actual panel beating & spray painting & this is where the insurance companies sting them. They can only quote their own labour repair times for a job & more often than not, the insurance assessor will reduce the quoted repair time anyway, they can't quote whatever labour times they feel for painting or D&A times, all disassemble/assemble & paint times are set by the insurance companies & are non-negotiable. The insurance companies also determine the hourly rates paid & most insurance companies pay a flat rate of $30ph for panel beating & $57ph for spray painting & this is supposed to cover all consumable materials such as sandpaper, primer, paint etc used to do the job as well so in short, the insurance companies control the whole smash repair industry & therefore, they determine what constitutes a write off, not the repairers.

#31 FastEHHolden

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Posted 09 April 2010 - 06:57 PM

Thats fine...because its the insurance companies and auction houses that are the big losers...but as has been pointed out...if the insurance company even looks like its going to take a hit in the pocket...bang..up goes the premium.

#32 _Pete_

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Posted 09 April 2010 - 09:02 PM

LH SLR 3300 is bang on the money.....

And anyone who thinks that the Repairer in the shed determines the final cost or outcome of repairs to a damaged vehicle proves they have no actual knowledge of the motor repair industry. There's no other trade in the country who has to put up with the bullshit that insurance companies dish out.

Repairable write-offs are a pain in the ass, who here would wanna buy a repaired written off vehicle from someone they didn't know or could see how it was damaged originally or how well it was repaired? Sure a bloke can save himself a heap of cash if he's able to buy a car, repair it and keep it for himself but as soon as you'd try and sell it a potential buyer sees the written off plate under the bonnet and there goes any cream that everyone thinks is in it.

Damn I'd be more worried about the cars that don't make it onto a Written Off register........I know of one insurance assessor who has funded a sizable house deposit and has a few nice toys that way.

#33 S pack

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Posted 10 April 2010 - 01:36 AM

And it's all in the name of stopping stolen cars being rebirthed.
Lucky us, there will be a flood of repairable writeoffs from NSW coming to Queensland and the crooks rebirthing cars will follow unless the legislation prevents insurance companies from selling the wrecks interstate.

#34 FastEHHolden

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Posted 10 April 2010 - 03:49 PM

Which sort of means the rest of the states better pull their finger out and pass similar legislation or it will be for nothing...those states that don't get on board will get flooded with stolen/rebirthed and dodgy vehicles.

Did you see the one on the news the other night missing the section of bumper housing the airbag triggers?...just had a plastic bumber over it....and it had a white rag stuffed into the steering wheel.

#35 _purpleLC_

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Posted 10 April 2010 - 04:23 PM

About time this law came in!!!

Try and look for a small late model car for sale in any form of media that is being sold by a private person in
Sydney and I can almost guarentee that 70% will be repairable write offs sold by back yarders!!!!

I went to the damaged auction sales yesterday as I am looking for a diesel motor for one of my mates 4wd ute, (the price of the ute I was chasing went 3k more than I thought it was worth)
there were that many people there paying stupidly high prices for cars that were absolutely stuffed.

A lot of the back yarders have been caught after the cars they have sold have been in prangs and the airbags didnt deploy--
thats because the airbags werent fitted and they have figgured out a way of by passing the the ecu and the light by plugging in a resistor (???)
in line instead of the air bag.

The wrecking yards can no longer afford to buy damaged cars from the auctions as the price for these cars are just too high.

#36 S pack

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Posted 10 April 2010 - 11:44 PM

Don't get to see the news as often as I would like, sounds like a horror story.

Commonwealth Govt should have come up with legislation decades ago requiring the destruction of ID tags on all written off vehicles. That surely would have almost stopped the rebirth industry in it's tracks and dodgy back yard repairers.
Or legislate so that write offs can not be sold to the general public, only to licensed motor dealers or repairers.
Then give them a mountain of paperwork, reports and intense inspection to get repaired vehicle registered. As well have a register with all details ie: vin number, eng number etc, plus damage and repair reports recorded so prospective buyers can search and find out if they might be looking at a repaired write off.

And yes people seem to lose all commonsense at auctions. There appears to be a syndrome where once at an auction you can't go home without having had the satisfaction of beating someone else over the head with your wallet. Must be an instinct that dates back to our cave dwelling ancestors.

#37 _ozbox_

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Posted 10 April 2010 - 11:49 PM

interesting thread...this can all be summed up in a few words...its called washing money...

Edited by ozbox, 10 April 2010 - 11:51 PM.


#38 TerrA LX

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Posted 10 April 2010 - 11:55 PM

It used to be that only lic dealers, beaters etc could get their name down at salvage auctions, don't know why that changed.

Last auction a mate went to they have started recording detailed identification of bidders including eye scans.




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